The confusion in KHULA

061B2F9A-94D8-43D9-97C0-36F68AC63A1DThe concept of ‘Khula’ amongst Muslims is based largely upon a sole incident regarding Thaabit bin Qais.

 

‘Scholars’ use this hadith https://sunnah.com/bukhari/68/24 to claim that:

1). If a woman asks for divorce, she must give back the mahr.

2). The wife of Thaabit bin Qais went to the Prophet so women have to divorce through a court/judge.

3). The judge or judges will decide if the woman’s request is valid.

 

So, according to most Muslims, while a man can just divorce a woman by saying the word ‘divorce’, a woman follows a completely different process.

 

Does this sound right to you?

 

Those who know Islam know that this is simply NOT the religion (See my blog on ‘Khula’ here). In fact, if we take a closer look at the ahadith about Thaabit bin Qais we find a LOT of confusion.

 

Why did the wife of Thaabit bin Qais want a divorce?

 

Firstly, in the account found at https://sunnah.com/bukhari/68/25 , the wife (Habibah bint Sahl Al-Ansarriyah) states she is ‘afraid of the kufr’. Imam Bukhari also included this version https://sunnah.com/bukhari/68/22 which states she ‘hates the kufr in Islam’ (Bukhari found a problem with one person in this chain but included this hadith in his authentic collection because it is backed up by the one mentioned prior to it – (68/25). It also appears with the same words (the wife stating she wants a divorce because ‘she hates the kufr in Al Islam’) in the collection of An Nisa’i.

 

Now, if what we take away from this account is that the wife of Thaabit bin Qais wanted a divorce because of his ‘kufr/disbelief’ in Islam, then this fits with evidence from the Quran (See my blog on this here).

 

There is a hadith (https://sunnah.com/bukhari/61/120) that names Thaabit bin Qais as from the people of Paradise. This does not mean he was a Muslim at the time of this divorce (He is known to have fought at Uhud but not at Badr). There does not seem to be sufficient information about him to know when exactly he became Muslim.

 

However, if we conclude (like the clergy have) that the problem here was the wife fearing she would ‘be ungrateful’ (translating ‘kufr’ to mean ‘ingratitude’) makes no sense whatsoever. Moreover it contradicts the Quranic verse which states the Mahr cannot be taken back by the husband (4:20 – See it here in my blog).

 

What does this event tell us about Thaabit bin Qais?

 

If you have a read through the ahadith about Thaabit bin Qais here (https://sunnah.com/search/?q=Thabit+bin+Qais) you will see the picture you get is a confusing one. In the narration by Ibn Abbas where Thaabit’s wife asks for a divorce, she states, ‘It is not his religion nor his character which is the reason for the divorce.’

 

However, there are a couple of ahadith – one about Habibah and another about another wife (Jamilah bint Abdullah) where he broke the named wife’s hand/caused her physical injury – for both of the women.

 

Does this fit with the statement that ‘his character’ is not the reason for the divorce?

 

There seems to be a discrepancy here.

 

How long was the iddah (‘waiting period after divorce’) in this event?

 

In this version by An Nisa’i, (https://sunnah.com/nasai/27/109), the Prophet, according to the narration, orders Habibah an iddah of 1 month when we know from the Quran that the iddah must be 3 periods in these cases.

 

So, either this took place before the verses about iddah were revealed or we are missing other relevant information. As it is, what we are left with is a confusing picture. Even the clergy ignore the part about the iddah of one month and still insist on a three month period. Ignoring one part and taking the rest? What does that tell us about the confusing picture this hadith paints?

 

I included the hadith about Thaabit bin Qais (in my blog here) because ‘scholars’ around the world are using it to create the ‘Khula’ process and through it, take away a woman’s right to divorce more easily – she has to fight for it.

 

The responsibility of following the truth lies with us all. Nothing less will ever suffice.

 

*This blog is about the ahadith about this event. If you’d like the complete picture, see my blog here on ‘Khula, Mahr and Halala’.

 

 

 

 

Are two female witnesses equal to one male witness?

2856C603-49C0-4C40-9F36-418560B20345There are many who claim that a woman’s testimony is lesser than that of a man’s. They use this verse in Surah Al Baqarah (282) to claim that two female witnesses are equal to one male witness:

 

يأَيُّهَا الَّذِينَ ءَامَنُواْ إِذَا تَدَايَنتُم بِدَيْنٍ إِلَى أَجَلٍ مُّسَمًّى فَاكْتُبُوهُ وَلْيَكْتُب بَّيْنَكُم كَاتِبٌ بِالْعَدْلِ وَلاَ يَأْبَ كَاتِبٌ أَن يَكْتُبَ كَمَا عَلَّمَهُ اللَّهُ فَلْيَكْتُبْ وَلْيُمْلِلِ الَّذِى عَلَيْهِ الْحَقُّ وَلْيَتَّقِ اللَّهَ رَبَّهُ وَلاَ يَبْخَسْ مِنْهُ شَيْئاً فَإن كَانَ الَّذِى عَلَيْهِ الْحَقُّ سَفِيهًا أَوْ ضَعِيفًا أَوْ لاَ يَسْتَطِيعُ أَن يُمِلَّ هُوَ فَلْيُمْلِلْ وَلِيُّهُ بِالْعَدْلِ وَاسْتَشْهِدُواْ شَهِيدَيْنِ مِّن رِّجَالِكُمْ فَإِن لَّمْ يَكُونَا رَجُلَيْنِ فَرَجُلٌ وَامْرَأَتَانِ مِمَّن تَرْضَوْنَ مِنَ الشُّهَدَآءِ أَن تَضِلَّ إْحْدَاهُمَا فَتُذَكِّرَ إِحْدَاهُمَا الاٍّخْرَى وَلاَ يَأْبَ الشُّهَدَآءُ إِذَا مَا دُعُواْ وَلاَ تَسْـَمُواْ أَن تَكْتُبُوهُ صَغِيرًا أَوْ كَبِيرًا إِلَى أَجَلِهِ ذَلِكُمْ أَقْسَطُ عِندَ اللَّهِ وَأَقْوَمُ لِلشَّهَـدَةِ وَأَدْنَى أَلاَّ تَرْتَابُواْ إِلاَ أَن تَكُونَ تِجَـرَةً حَاضِرَةً تُدِيرُونَهَا بَيْنَكُمْ فَلَيْسَ عَلَيْكُمْ جُنَاحٌ أَلاَّ تَكْتُبُوهَا وَأَشْهِدُواْ إِذَا تَبَايَعْتُمْ وَلاَ يُضَآرَّ كَاتِبٌ وَلاَ شَهِيدٌ وَإِن تَفْعَلُواْ فَإِنَّهُ فُسُوقٌ بِكُمْ وَاتَّقُواْ اللَّهَ وَيُعَلِّمُكُمُ اللَّهُ وَاللَّهُ بِكُلِّ شَيْءٍ عَلِيمٌ

 

O you who believe! When you contract a debt for a fixed period, write it down. Let a scribe write it down in justice between you. Let not the scribe refuse to write, as Allah has taught him, so let him write. Let him (the debtor) who incurs the liability dictate, and he must have Taqwa of Allah, his Lord, and diminish not anything of what he owes. But if the debtor is of poor understanding, or weak, or is unable to dictate for himself, then let his guardian dictate in justice. And get two witnesses out of your own men. And if there are not two men (available), then a man and two women, such as you agree for witnesses, so that if one of them (two women) errs, the other can remind her. And the witnesses should not refuse when they are called (for evidence). You should not become weary to write it (your contract), whether it be small or big, for its fixed term, that is more just with Allah; more solid as evidence, and more convenient to prevent doubts among yourselves, save when it is a present trade which you carry out on the spot among yourselves, then there is no sin on you if you do not write it down. But take witnesses whenever you make a commercial contract. Let neither scribe nor witness suffer any harm, but if you do (such harm), it would be wickedness in you. So have Taqwa of Allah; and Allah teaches you. And Allah is the All-Knower of everything.

 

Many ‘scholars’ claim that women’s hormones (particularly during pregnancy and the menstrual cycle) render them more emotional and induce some sort of decline in cognitive function; Women’s memories aren’t as good as a man’s – or so they believe.

 

However, evidence on the impact of hormones remains a matter of debate (See https://www.huffingtonpost.co.uk/entry/period-cognitive-functioning-research_n_596cbd21e4b03389bb18e573) and so cannot be used until we have definitive conclusions.

 

In other words, they are taking a command from Scripture and trying to justify it using their perspective on women’s issues. In many cultures, menstruation and related topics are taboo and perceived negatively and this will of course, affect perspectives. More importantly, the religion must be understood by taking a look at the evidence within the religion itself and not what is proposed by the Scientific world (as this may and often changes) or by popular culture.

 

So, let’s take a closer look at why Allah commanded that two female witnesses be called in the place of a single male?

 

Firstly, let us take a closer look at the verse above:

 

1). The verse does NOT, in fact, state that two women are equal to one man. Rather, two women are called but the second is only asked if the first ‘errs’. In other words, the second woman may not even be asked – leaving us with the testimony of one man and one woman. This tells us one woman’s testimony is equal to that of a man’s.

 

If the situation does necessitate the second woman’s testimony, then we will have the testimony of two women and one man. This does not however, mean women have lower cognitive function or that men have better memories.

 

2). The translation of the verse above uses the word ‘errs’. The word used in Arabic is ‘تَضِلَّ’  which, despite common belief, does NOT mean ‘forgets’. It means ‘goes astray’ (Have a look at the many times it occurs in the Quran). Obviously, ‘forgetting’ is different from ‘going astray’. ‘Forgetting’ is ‘failing to remember’ whereas ‘going astray’ is ‘getting something wrong’. Furthermore, ‘going astray’/making an error indicates a lack of knowledge or understanding.

 

3). The Quran restricts the calling of two female witnesses to this type of event (i.e. monetary transactions). In other situations, like witnessing a theft or murder, a second female witness is not required.

 

In summary, the verse states the second woman is only asked if the first female witness ‘errs’. The use of the word ‘errs’ signifies a lack of knowledge/understanding NOT a decline in cognitive function and the calling of two females instead of a male witness is only in the prescribed context.

 

Now, to move on to ahadith;

 

Further explanation is found in a well known hadith (for the sake of brevity, you can find it here) which clearly states that it is due to women not having the knowledge/understanding about these types of transactions. The culture when the Quran was revealed was one where women were mistreated and abused (e.g. daughters were not wanted and often killed by their parents). They did not have rights and many would not have been involved in such transactions. Many would have been illiterate. Such cultures still thrive today. And the timeless nature of the religion recognises that.

 

In conclusion, it is NOT that two female witnesses are equal to one male witness. Rather, there are times (if the first errs) when the testimony of two women may be taken alongside one man’s testimony. In these instances, this is due to a lack of knowledge/understanding of the specific transaction and NOT a blanket indication that women make poorer witnesses compared to men or that it takes the cognitive abilities of two women to match that of a man’s. As always, the evidence speaks for itself.

 

 

Wearing a headscarf to recite Quran

Does a woman have to wear a headscarf while reciting the Quran?

 

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Wearing a headscarf while reciting Quran has no basis in the religion. It is noteworthy that in other religions women wear a headscarf (e.g Sikhism, Hinduism) to show respect. Due to many Muslims sharing geographical/cultural roots with these religions, the idea that a woman’s head must be covered to recite Quran seems to be rooted in culture. Cultures where covering the head is a mark of respect. 

 

Culture is based upon repeated traditions. Religion however is more scientific – it is based upon evidence and in this case, there is none.

Question about the headscarf

 

98b7b2ad-be35-4d81-ae9f-e8b2f50d8c00How am I to understand the narration related to the story of Ifk, when Aisha covered herself when the sahabi saw her? Isn’t this proof that women should cover their heads and faces? 

 

You refer to the following (I have only included the relevant part as the story of the ifk is a very long narration (from Bukhari).

 

وَكَانَ صَفْوَانُ بْنُ الْمُعَطَّلِ السُّلَمِيُّ ثُمَّ الذَّكْوَانِيُّ مِنْ وَرَاءِ الْجَيْشِ، فَأَصْبَحَ عِنْدَ مَنْزِلِي فَرَأَى سَوَادَ إِنْسَانٍ نَائِمٍ، فَعَرَفَنِي حِينَ رَآنِي، وَكَانَ رَآنِي قَبْلَ الْحِجَابِ، فَاسْتَيْقَظْتُ بِاسْتِرْجَاعِهِ حِينَ عَرَفَنِي، فَخَمَّرْتُ وَجْهِي بِجِلْبَابِي،

Safwan bin Al-Muattal As-Sulami Adh-Dhakwani was behind the army. When he reached my place in the morning, he saw the figure of a sleeping person and he recognized me on seeing me as he used to see me before ‘hijab’. So I woke up when he recited Istirja’ (i.e. “Inna li l-lahi wa inna llaihi raji’un”) as soon as he recognized me. So I covered my face with my jilbaab.

 

Firstly, A’isha mentioned Safwan bin Al Muattal recognized her because he was used to seeing her before ‘hijab’. Now, the ONLY verse (See 33.53) which mentions ‘hijab’ in connection to women is the verse about the wives of the Prophet.

 

Following on from this, in the same Surah – Surah Al Ahzaab, verse 32, Allah tells the wives of the Prophet  that they are not like other women and it is to go against the evidence if we take verses Allah (Azza wa jall) made specific to the wives and apply it to all women. 

 

Secondly, it is very relevant that we take note that A’isha said she covered her face with her jilbaab. She did not use the word ‘khimaar’ (which is used in common day Arabic to mean ‘a headscarf’. In other words, she used her clothing to cover her face as the verse had ordered people to interact with the wives of the Prophet through a screen/barrier.

 

In other words, the story of the ifk actually indicates the implementation of the verse of ‘hijab’ for the wives of the Prophet. It has nothing to do with covering the head.

The real meaning of ‘TAQWA’

The word ‘taqwa’ occurs in the Quran many times yet it a term which many Muslims find hard to understand/explain. Some claim it is ‘God-fearing’, others that it is ‘piety’  with many nuances offered in between.

 

98b7b2ad-be35-4d81-ae9f-e8b2f50d8c00

 

For its true meaning, we must look to the Quran itself to see what Allah has told us about it and subsequently why it is so important.

 

1). Taqwa is the opposite of forgetting Allah

 

Surah Al Hashr (verses 18 & 19):

 

يأَيُّهَا الَّذِينَ ءَامَنُواْ اتَّقُواْ اللَّهَ وَلْتَنظُرْ نَفْسٌ مَّا قَدَّمَتْ لِغَدٍ وَاتَّقُواْ اللَّهَ إِنَّ اللَّهَ خَبِيرٌ بِمَا تَعْمَلُونَ – وَلاَ تَكُونُواْ كَالَّذِينَ نَسُواْ اللَّهَ فَأَنسَـهُمْ أَنفُسَهُمْ أُولَـئِكَ هُمُ الْفَـسِقُونَ

 

18. O you who believe! Have taqwa of Allah and let every person look to what he has sent forth for tomorrow, and have taqwa of Allah. Verily, Allah is All-Aware of what you do.

 

19. And be not like those who forgot Allah, and He caused them to forget themselves. Those are the rebellious.

 

So, verse 19 informs us that Taqwa is the opposite of forgetting Allah – it involves remembering Allah.

 

2). Taqwa is acquired by worshipping

 

(Surah Al Baqarah, verse 21)

 

يَـأَيُّهَا النَّاسُ اعْبُدُواْ رَبَّكُمُ الَّذِىْ خَلَقَكُمْ وَالَّذِينَ مِن قَبْلِكُمْ لَعَلَّكُمْ تَتَّقُونَ

 

O mankind! Worship your Lord (Allah), Who created you and those who were before you so that you may acquire Taqwa.

 

In other words, you worship Allah and a by-product is taqwa. Worship is everything Allah has told us to do.

 

3). ‘Taqwa’ is something Allah gives.

 

In Surah Muhammad (verse 17), Allah states:

 

وَالَّذِينَ اهْتَدَوْاْ زَادَهُمْ هُدًى وَءَاتَـهُمْ تَقُوَاهُمْ

 

And as for those who accept guidance, He increases them in guidance and bestows upon them their Taqwa.

 

4). Allah defines the qualities of those who have taqwa in Surah Al Baqarah (verse 177):

 

لَّيْسَ الْبِرَّ أَن تُوَلُّواْ وُجُوهَكُمْ قِبَلَ الْمَشْرِقِ وَالْمَغْرِبِ وَلَـكِنَّ الْبِرَّ مَنْ ءَامَنَ بِاللَّهِ وَالْيَوْمِ الاٌّخِرِ وَالْمَلَـئِكَةِ وَالْكِتَـبِ وَالنَّبِيِّينَ وَءَاتَى الْمَالَ عَلَى حُبِّهِ ذَوِى الْقُرْبَى وَالْيَتَـمَى وَالْمَسَـكِينَ وَابْنَ السَّبِيلِ وَالسَّآئِلِينَ وَفِي الرِّقَابِ وَأَقَامَ الصَّلَوةَ وَءَاتَى الزَّكَوةَ وَالْمُوفُونَ بِعَهْدِهِمْ إِذَا عَـهَدُواْ وَالصَّابِرِينَ فِى الْبَأْسَآءِ والضَّرَّاءِ وَحِينَ الْبَأْسِ أُولَـئِكَ الَّذِينَ صَدَقُوا وَأُولَـئِكَ هُمُ الْمُتَّقُونَ

 

It is not Birr (righteousness) that you turn your faces towards east and (or) west; but Birr is the one who believes in Allah, the Last Day, the Angels, the Book, the Prophets and gives his wealth, in spite of love for it, to the kinsfolk, to the orphans, and to Al-Masakin (the poor), and to the wayfarer, and to those who ask, and to set slaves free, performs As-Salah, and gives the Zakah, and who fulfill their covenant when they make it, and who are patient in extreme poverty and ailment (disease) and at the time of fighting (during the battles). Such are the people of the truth and they are Al-Muttaqun.

 

So, here Allah tells us those who have taqwa believe in Allah, the Day of Judgement, angels, books and prophets and then this is coupled with action – namely, giving in charity, freeing slaves, prayer, zakah, keeping promises and having patience.

 

Using these verses, the meaning of ‘Taqwa’ becomes clear:

1). It is remembering Allah.

2). It is acquired through worshipping.

3). Allah increases your taqwa when we do the right actions.

4). Those who have taqwa have the correct beliefs and carry out good deeds. 

 

The best word in the English language for a concept that is based upon remembering Allah, making sure you have the correct beliefs and making yourself worship Allah would be ‘vigilance’, a higher level of awareness.

 

 

Taqwa’ then, is to be ‘vigilant’, not physiologically (as you would if you feared a physical danger) but, in a spiritual/psychological sense.

 

Now, once we understand ‘taqwa’, we also realise its significance.

 

Imagine the case of someone we will call ‘Ahmed’. Ahmed thinks he will worship more and become a better Muslim once he has a higher lever of eemaan. This goes against what Allah says about taqwa. In fact, Ahmed must make himself worship more and when he does the good deeds, Allah will increase his level of taqwa. Taqwa is in fact the cornerstone of eemaan.

 

Now, ‘Ramla’ is a Muslim who believes but doesn’t really worship much. She believes those who are better worshippers or ‘more practising’ are that way because Allah has chosen them and given them stronger eemaan. Again, this is not the correct understanding. Ramla needs to make herself worship more and Allah will increase her in taqwa and subsequently, eemaan. It is a cyclic process – the more you do, the stronger a Muslim you become and the more you will keep doing.

 

In conclusion, ‘Taqwa’ is mentioned so many times in the Quran. It is the cornerstone of our belief in Islam and to understand it correctly is vital. We now know that in order to gain it, we must be vigilant of Allah and this vigilance makes us worship better. By way of that worship, Allah will increase our ‘taqwa’ (vigilance) and we will continue with the cycle of doing good.

 

May Allah (Glorified be He) make you, dear reader of the Al Muttaqqeen.

 

Detangling the Muslim beard

C8F42E55-B1F7-4150-8C48-FFC0AA3436DEDepending upon the clergy to define our religion for us has led to different beliefs about a Muslim man’s beard. There are, broadly speaking, three different opinions:

 

1). The beard is not part of the religion.

2). It is only a recommendation and so is purely a matter of personal choice.

3). It is an obligation and must either be left to grow without cutting/trimming or be at least a fistful in length.

 

Disagreements between Muslims because there are differences between the ‘scholars’. 

 

Just as Muslim women are judged by how they dress, Muslim men who trim or shave their beards are also subject to criticism from other Muslims. Stereotypically, the longer the beard, the greater the piety of a man. Of course, like many stereotypes out there, this isn’t actually the case.

 

So, what is the truth about the beard?

 

The evidence is found in Ahadith:

 

عَنِ ابْنِ عُمَرَ، عَنِ النَّبِيِّ صلى الله عليه وسلم قَالَ ‏ “‏ خَالِفُوا الْمُشْرِكِينَ، وَفِّرُوا اللِّحَى، وَأَحْفُوا الشَّوَارِبَ ‏”‏‏.‏

 

Ibn `Umar said, the Prophet (ﷺ) said, ‘Do the opposite of what the pagans do. Grow the beard and cut the moustache short.’ (Bukhari)

 

There are other versions of this hadith with the same meaning. Men were ordered to keep the moustache short and to grow a beard. The rationale behind the beard is also given in the short hadith – to be different from those who were disbelievers in Islam.

 

So, those who place themselves in groups 1 and 2 above – believing that the beard is not a part of the religion are clearly GOING AGAINST the evidence. The terms used in the hadith are imperative, ordering an action (I have highlighted these).

 

On the other hand, those (in group 3) who claim the beard must be a certain length or never cut/trimmed have NO EVIDENCE. They use the following statement about Ibn Umar cutting his beard below a fistful and argue that the Companions knew the religion better than us.

 

Nafi’ said, ‘Whenever Ibn Umar performed hajj or umra, he used to hold his beard with his hand and cut whatever remained outside his hold’. (Bukhari)

 

I do not dispute that the Companions knew the religion better than us but there is a difference between a personal habit and following the command of Allah and His Prophet. Clearly, due to there not being any evidence from the Prophet or the Quran about the length of the beard, leaving a fistful after hajj/umra was the practice/habit of Ibn Umar. It was not a command of the Prophet and there is a lack of evidence that the Prophet himself grew his beard in this way.

 

So, in conclusion, once we move away from the opinions of the clergy, the truth is easy to see; A Muslim man has been ordered to grow a beard to be different from those of other faiths. It has absolutely nothing to do with how pious one is nor should it be used as ammunition against a person if the scarf/beard is missing. Tearing someone down is so much easier than lifting them up. Yet, as Muslims we aspire to leave the easy option behind us and struggle for what is right.

 

The painful truth of ‘Interest’.

C84C60CB-7679-4216-994C-D2D1E2D842F8Sometimes, because the truth is difficult to face, we create an ‘alternate truth’. An ‘alternate truth’ is basically a lie we tell ourselves so we can do what we desire without guilt, shame or accountability. This psychological process is subtle and we do not easily realise we are guilty of it.

 

One example of this is the issue of ‘interest’. There are those out there, albeit a minority, who are propagating that ‘interest’ is permitted when there is a dire need. For those of you unfamiliar with the topic, ‘interest’ (‘riba’ in Arabic) refers to ‘an increment in wealth as part of a borrowing/lending process’. Islam forbids Muslims from giving it, taking it and even being part of the transaction.

 

Allah says in Surah Al Baqarah, verse 275:

 

الَّذِينَ يَأْكُلُونَ الرِّبَواْ لاَ يَقُومُونَ إِلاَّ كَمَا يَقُومُ الَّذِى يَتَخَبَّطُهُ الشَّيْطَـنُ مِنَ الْمَسِّ ذَلِكَ بِأَنَّهُمْ قَالُواْ إِنَّمَا الْبَيْعُ مِثْلُ الرِّبَواْ وَأَحَلَّ اللَّهُ الْبَيْعَ وَحَرَّمَ الرِّبَواْ فَمَن جَآءَهُ مَوْعِظَةٌ مِّنْ رَّبِّهِ فَانتَهَى فَلَهُ مَا سَلَفَ وَأَمْرُهُ إِلَى اللَّهِ وَمَنْ عَادَ فَأُوْلَـئِكَ أَصْحَـبُ النَّارِ هُمْ فِيهَا خَـلِدُونَ

 

275.Those who eat Riba will not stand (on the Day of Resurrection) except like the standing of a person beaten by Shaytan leading him to insanity. That is because they say: “Trading is only like Riba,” whereas Allah has permitted trading and forbidden Riba. So whosoever receives an admonition from his Lord and stops eating Riba, shall not be punished for the past; his case is for Allah (to judge); but whoever returns (to Riba), such are the dwellers of the Fire ـ they will Abide therein.

 

And in the same Surah, verses 278 and 279:

 

يأَيُّهَا الَّذِينَ ءَامَنُواْ اتَّقُواْ اللَّهَ وَذَرُواْ مَا بَقِىَ مِنَ الرِّبَواْ إِن كُنتُمْ مُّؤْمِنِينَ

فَإِن لَّمْ تَفْعَلُواْ فَأْذَنُواْ بِحَرْبٍ مِّنَ اللَّهِ وَرَسُولِهِ وَإِن تُبتُمْ فَلَكُمْ رُءُوسُ أَمْوَلِكُمْ لاَ تَظْلِمُونَ وَلاَ تُظْلَمُونَ

 

278. O you who believe! Have Taqwa of Allah and give up what remains from Riba, if you are (really) believers. 279. And if you do not do it, then take a notice of war from Allah and His Messenger but if you repent,you shall have your capital sums.

 

The Quran is very clear on ‘interest’. It is categorically forbidden and the punishment for it is Hell. Taking it/giving it is asking for Allah to wage war against you.

 

Yet, despite this clear evidence, we have those who misconstrue and misinterpret evidence to falsely claim that interest is permitted in cases where there is a necessity. They cite buying a house to live in as an example of necessity.

 

They use evidence such as, ‘…..He (Allah) has explained to you in detail what is forbidden to you, except under compulsion or necessity….’ and claim this is proof ‘interest’ is permitted if necessity exists. They are misconstruing a PART of a verse from Surah Al An’aam (119). Look at the complete verse down below and the one before it – It is specific to food and has nothing to do with ‘interest’.

 

فَكُلُواْ مِمَّا ذُكِرَ اسْمُ اللَّهِ عَلَيْهِ إِن كُنتُم بِآيَـتِهِ مُؤْمِنِينَ

وَمَا لَكُمْ أَلاَّ تَأْكُلُواْ مِمَّا ذُكِرَ اسْمُ اللَّهِ عَلَيْهِ وَقَدْ فَصَّلَ لَكُم مَّا حَرَّمَ عَلَيْكُمْ إِلاَّ مَا اضْطُرِرْتُمْ إِلَيْهِ وَإِنَّ كَثِيرًا لَّيُضِلُّونَ بِأَهْوَائِهِم بِغَيْرِ عِلْمٍ إِنَّ رَّبَّكَ هُوَ أَعْلَمُ بِالْمُعْتَدِينَ

 

118. So eat of that on which Allah’s Name has been mentioned, if you are believers in His Ayat. 119. And why should you not eat of that on which Allah’s Name has been mentioned, while He has explained to you in detail what is forbidden to you, except under compulsion of necessity And surely, many do lead astray by their own desires through lack of knowledge. Certainly your Lord knows best the transgressors.

 

Those who claim ‘interest’ is permissible in certain situations also use Allah’s words from Surah Al Ma’idah, verse 6: ‘….Allah does not want to place you in difficulty, but He wants to purify you, and to complete His Favour to you that you may be thankful.’ Again, taking parts of verses is extremely dangerous and leads to misguiding not only ourselves but others too. The verse actually reads:

 

يَـأَيُّهَا الَّذِينَ ءَامَنُواْ إِذَا قُمْتُمْ إِلَى الصَّلوةِ فاغْسِلُواْ وُجُوهَكُمْ وَأَيْدِيَكُمْ إِلَى الْمَرَافِقِ وَامْسَحُواْ بِرُؤُوسِكُمْ وَأَرْجُلَكُمْ إِلَى الْكَعْبَينِ وَإِن كُنتُمْ جُنُباً فَاطَّهَّرُواْ وَإِن كُنتُم مَّرْضَى أَوْ عَلَى سَفَرٍ أَوْ جَآءَ أَحَدٌ مِّنْكُم مِّنَ الْغَائِطِ أَوْ لَـمَسْتُمُ النِّسَآءَ فَلَمْ تَجِدُواْ مَآءً فَتَيَمَّمُواْ صَعِيداً طَيِّباً فَامْسَحُواْ بِوُجُوهِكُمْ وَأَيْدِيكُمْ مِّنْهُ مَا يُرِيدُ اللَّهُ لِيَجْعَلَ عَلَيْكُم مِّنْ حَرَجٍ وَلَـكِن يُرِيدُ لِيُطَهِّرَكُمْ وَلِيُتِمَّ نِعْمَتَهُ عَلَيْكُمْ لَعَلَّكُمْ تَشْكُرُونَ

 

6. O you who believe! When you stand (intend) to offer the Salah (the prayer), then wash your faces and your hands (forearms) up to the elbows, rub (by passing wet hands over) your heads, and (wash) your feet up to the ankles. If you are in a state of Janaba, purify yourselves (bathe your whole body). But if you are ill or on a journey or any of you comes from the Gha’it (toilet) or you have touched women and you find no water, then perform Tayammum with clean earth and rub therewith your faces and hands. Allah does not want to place you in difficulty, but He wants to purify you, and to complete His Favor to you that you may be thankful.

 

This verse tells us about ‘tayammum’ (purification when there is no access to water). It is very specific and is not connected to ‘interest’.

 

So, ‘Interest’ is clearly forbidden in Islam. When we look at the evidence with open hearts, the truth becomes apparent – We just have to find the strength to live by it.